Why is car insurance more for young drivers? Statistically, drivers under the age of 25 are many more times likely to have an accident. Some insurers don’t want to insure you. The good news is that our consultants at Griffey Insurance Agency care about young drivers and want to help you find the right amount of coverage you need.

If you own or operate a motor vehicle in Missouri, you are required by law to insure that automobile with coverage for injuries you cause to another, for at least $25,000 per person, $50,000 per accident, and $25,000 for property damage. The Department of Revenue is now tracking drivers to make sure they keep their liability insurance policies in force. If you let your coverage lapse you will be subject to suspension of the vehicle’s registration and possibly your driver’s license.

Having a personal insurance representative to work with instead of purchasing a quick, online insurance policy provides you with the confidence that your insurance will work for you when you need it most.

Questions we will answer for you include:
• Who or what is covered
• What coverage exclusions and limitations apply
• When coverage begins and ends
• How much coverage is provided
• How much you’ll pay for coverage (the premium)
• How you report a loss or file a claim

If you’re a young driver, Griffey Insurance Agency wants to help take the stress out of purchasing auto insurance. Let us help you compare company coverage and what discounts you may quality for in lieu of searching “cheap car insurance.” Call us at 816-630-2671 or use our online information form for a free insurance quote before making any decisions.

Buying your first car insurance policy